:root{
  --bg:#f6f3ec;
  --bg-2:#efeae0;
  --card:#fdfcf9;
  --ink:#1b1a17;
  --ink-2:#4d4a43;
  --ink-3:#7d786e;
  --line:#e2dccf;
  --teal:#0e7c7b;
  --teal-deep:#0a5a59;
  --teal-soft:#dcebe9;
  --clay:#b4552a;
  --clay-soft:#f3e3da;
  --serif:"Tiempos Text","Iowan Old Style","Charter","Palatino Linotype",Palatino,Georgia,serif;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI","Helvetica Neue",Helvetica,Arial,sans-serif;
  --r:16px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.12;margin:0;letter-spacing:-.012em}
h1{font-size:clamp(2.6rem,6vw,4.4rem);letter-spacing:-.022em}
h2{font-size:clamp(1.9rem,3.6vw,2.7rem);margin-bottom:1rem}
h3{font-size:1.28rem;margin-bottom:.4rem}
p{margin:0 0 1rem;max-width:62ch}
a{color:var(--teal-deep)}
.wrap{max-width:1140px;margin:0 auto;padding:0 28px}
section{padding:96px 0}
.lede{font-size:1.2rem;color:var(--ink-2);max-width:56ch}
.small{font-size:.88rem;color:var(--ink-3);line-height:1.55}
.eyebrow{font-size:.9rem;color:var(--teal-deep);margin-bottom:14px;font-weight:500}

.btn{display:inline-flex;align-items:center;gap:8px;border-radius:999px;padding:13px 22px;font-size:1rem;font-weight:500;text-decoration:none;border:1.5px solid transparent;transition:background .15s,color .15s,border-color .15s}
.btn:focus-visible{outline:2px solid var(--teal);outline-offset:3px}
.btn-primary{background:var(--ink);color:#fff}
.btn-primary:hover{background:#000}
.btn-secondary{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-secondary:hover{border-color:var(--ink)}
.btn-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:8px}

/* Kopf */
header{position:sticky;top:0;z-index:5;background:rgba(246,243,236,.86);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;height:68px;gap:20px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand b{font-family:var(--serif);font-weight:400;font-size:1.3rem;letter-spacing:-.01em}
nav{display:flex;align-items:center;gap:26px;font-size:.95rem}
nav a{color:var(--ink-2);text-decoration:none}
nav a:hover{color:var(--ink)}
nav .btn{padding:9px 16px;font-size:.92rem}

/* Hero */
.hero{padding:88px 0 72px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}
.hero h1{margin-bottom:22px;max-width:14ch}
.hero .lede{margin-bottom:28px}

.plan{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:0 20px 50px -30px rgba(60,45,20,.35)}
.plan-head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:18px;font-size:.92rem}
.plan-head span{color:var(--ink-3);font-size:.82rem}
.room{display:grid;grid-template-columns:48px 1fr;gap:12px;align-items:center;margin-bottom:10px}
.room-label{font-size:.78rem;color:var(--ink-3);text-align:right}
.slots{display:flex;gap:6px}
.slot{height:36px;border-radius:8px;background:var(--teal);flex:1}
.slot.s2{flex:2}
.slot.empty{background:transparent;border:1.5px dashed #c9c1b0}
.slot.gap{background:transparent;flex:.35}
.slot.fills{background:transparent;border:1.5px dashed #c9c1b0}
.plan-note{margin:16px 0 0;padding-top:14px;border-top:1px solid var(--line);font-size:.86rem;color:var(--ink-2);max-width:none}
.plan-note b{color:var(--ink);font-weight:600}
@media(prefers-reduced-motion:no-preference){
  .slot.fills{animation:fill .9s ease 1.6s forwards}
  @keyframes fill{to{background:var(--teal);border-color:var(--teal);border-style:solid}}
}

/* Logos-Zeile ersetzt durch Fakten-Zeile */
.facts{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--bg-2);padding:26px 0}
.facts .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.fact strong{display:block;font-family:var(--serif);font-size:1.7rem;font-weight:400;letter-spacing:-.02em}
.fact span{display:block;font-size:.9rem;color:var(--ink-2)}
.fact em{display:block;font-style:normal;font-size:.78rem;color:var(--ink-3);margin-top:3px}

/* Rechner */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:start;margin-top:40px}
.panel{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:28px}
.ctrl{margin-bottom:22px}
.ctrl:last-child{margin-bottom:0}
.ctrl-top{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:8px}
.ctrl label{font-size:.95rem}
.ctrl output{font-weight:600;font-variant-numeric:tabular-nums}
input[type=range]{width:100%;accent-color:var(--teal);height:24px}
input[type=range]:focus-visible{outline:2px solid var(--teal);outline-offset:3px}
.hint{font-size:.8rem;color:var(--ink-3);margin:4px 0 0}
.result{display:grid;gap:14px}
.res{border-radius:var(--r);padding:26px;border:1px solid var(--line);background:var(--card)}
.res.save{background:var(--teal-soft);border-color:#c8ddd9}
.res h3{font-family:var(--sans);font-size:.95rem;font-weight:500;color:var(--ink-2);margin-bottom:8px}
.big{display:block;font-family:var(--serif);font-size:clamp(2.1rem,4.4vw,3rem);letter-spacing:-.025em;line-height:1.05;font-variant-numeric:tabular-nums}
.res.loss .big{color:var(--clay)}
.res.save .big{color:var(--teal-deep)}
.res .sub{font-size:.9rem;color:var(--ink-2);margin:10px 0 0;max-width:none}
details.assume{margin-top:6px;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px 22px}
details.assume summary{cursor:pointer;font-weight:500;font-size:.95rem}
details.assume ul{margin:12px 0 0;padding-left:20px}
details.assume li{font-size:.9rem;color:var(--ink-2);margin-bottom:8px}

/* Leistungen */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:40px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px}
.card p{font-size:.97rem;color:var(--ink-2);margin:0}
.card .ic{width:40px;height:40px;border-radius:10px;background:var(--teal-soft);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.card .ic svg{width:20px;height:20px;stroke:var(--teal-deep);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

/* Ablauf */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:40px}
.step{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px}
.step .num{font-family:var(--serif);font-size:2rem;color:var(--teal);line-height:1;margin-bottom:12px}
.step p{font-size:.97rem;color:var(--ink-2);margin:0}
.step .dur{display:inline-block;margin-top:14px;font-size:.8rem;color:var(--ink-3);background:var(--bg-2);border-radius:999px;padding:4px 10px}

/* Datenschutz */
.split{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:40px}
.split .card h3{font-size:1.15rem}

/* FAQ */
.faq{max-width:820px;margin:36px auto 0}
.faq details{border-top:1px solid var(--line);padding:20px 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px;font-family:var(--serif);font-size:1.22rem;line-height:1.3}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:none;width:28px;height:28px;border-radius:50%;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;font-family:var(--sans);font-size:1.1rem;color:var(--ink-2);transition:transform .2s}
.faq details[open] summary::after{content:"–"}
.faq summary:focus-visible{outline:2px solid var(--teal);outline-offset:4px;border-radius:4px}
.faq .a{padding-top:12px}
.faq .a p{color:var(--ink-2);font-size:.98rem;max-width:66ch}

/* Kontakt */
.cta{background:var(--ink);color:#fff;border-radius:24px;padding:64px 56px;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.cta h2{color:#fff}
.cta p{color:#cfc9bd}
.cta .btn-primary{background:#fff;color:var(--ink)}
.cta .btn-primary:hover{background:var(--bg)}
.cta .box{border:1px solid #3a3833;border-radius:var(--r);padding:24px}
.cta .box h3{color:#fff;font-size:1.15rem}
.cta .box p{font-size:.95rem;margin:0}

footer{padding:40px 0 60px;font-size:.86rem;color:var(--ink-3)}
footer .wrap{border-top:1px solid var(--line);padding-top:28px}
footer p{max-width:72ch}
footer strong{color:var(--ink-2);font-weight:600}

@media(max-width:920px){
  section{padding:64px 0}
  .hero{padding:56px 0 48px}
  .hero-grid,.calc,.split,.cta{grid-template-columns:1fr;gap:28px}
  .cards,.steps,.facts .wrap{grid-template-columns:1fr}
  .cta{padding:40px 28px}
  nav a:not(.btn){display:none}
}

/* Beispielrechnung (statisch) */
.example{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:36px}
.example .res{margin:0}
.example-note{margin-top:22px;display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.example-note p{margin:0;font-size:.92rem;color:var(--ink-2);max-width:60ch}
.kb-hero{padding:72px 0 40px}
.kb-hero h1{font-size:clamp(2.2rem,4.6vw,3.4rem)}
.cta.single{grid-template-columns:1fr;max-width:820px}


.levers{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:18px}
.lever{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px 22px}
.lever strong{display:block;font-family:var(--serif);font-weight:400;font-size:1.5rem;letter-spacing:-.02em;color:var(--teal-deep);margin-bottom:4px}
.lever span{display:block;font-size:.92rem;color:var(--ink-2);line-height:1.45}
.lever em{display:block;font-style:normal;font-size:.8rem;color:var(--ink-3);margin-top:8px}
@media(max-width:920px){.levers{grid-template-columns:1fr}}

.hero h1 strong{font-weight:700}

/* Mobil: Beispielrechnung und Zahlen */
@media(max-width:920px){
  .example{grid-template-columns:1fr}
  .example-note{flex-direction:column;align-items:flex-start}
}
@media(max-width:560px){
  .wrap{padding:0 18px}
  .big{font-size:clamp(1.7rem,8.5vw,2.4rem)}
  .res,.panel,.lever,.card,.step{padding:20px 18px}
  .fact strong{font-size:1.5rem}
  .cta{padding:32px 20px;border-radius:18px}
  h1{font-size:clamp(2.2rem,11vw,3.2rem)}
  .plan{padding:16px}
  .slot{height:28px}
  .room{grid-template-columns:40px 1fr;gap:8px}
  .bar{height:60px}
  .brand b{font-size:1.15rem}
  nav .btn{padding:8px 13px;font-size:.85rem}
}

/* ---------- UX-Polish September 2026: Mobilmenü, Sprunglink, Abschnittswechsel, Fusszeile, Rechtsseite ---------- */
.skip{position:absolute;left:-999px;top:10px;z-index:20;background:var(--ink);color:#fff;padding:10px 16px;border-radius:999px;text-decoration:none;font-size:.95rem}
.skip:focus{left:14px;outline:2px solid var(--teal);outline-offset:3px}
main{display:block}
section.alt{background:var(--bg-2)}
/* Mobilmenü: nur unter 920 px sichtbar, ohne JavaScript (details/summary) */
.menu{display:none;position:relative}
.menu summary{list-style:none;cursor:pointer;display:inline-flex;align-items:center;gap:8px;padding:9px 14px;border:1.5px solid var(--line);border-radius:999px;font-size:.92rem;color:var(--ink);background:var(--card)}
.menu summary::-webkit-details-marker{display:none}
.menu summary svg{width:18px;height:18px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round}
.menu[open] summary{border-color:var(--ink)}
.menu .menu-panel{position:absolute;right:0;top:calc(100% + 10px);background:var(--card);border:1px solid var(--line);border-radius:14px;box-shadow:0 20px 50px -24px rgba(60,45,20,.45);padding:8px;min-width:230px;display:flex;flex-direction:column;z-index:6}
nav .menu .menu-panel a{display:block;padding:11px 14px;border-radius:10px;text-decoration:none;color:var(--ink);font-size:1rem}
nav .menu .menu-panel a:hover{background:var(--bg-2)}
nav .menu .menu-panel a.current{color:var(--teal-deep);font-weight:500}
@media(max-width:920px){.menu{display:block}nav{gap:10px}}
/* Fusszeile mit Rechtslinks */
.foot-links{display:flex;gap:6px 22px;flex-wrap:wrap;margin:0 0 14px;padding:0;list-style:none}
.foot-links a{color:var(--ink-2);text-decoration:none;border-bottom:1px solid var(--line)}
.foot-links a:hover{color:var(--ink);border-color:var(--ink)}
/* Rechner: Ergebniszahlen nicht abschneiden, Schieberegler grosszügiger greifbar */
.ctrl output{white-space:nowrap}
input[type=range]{cursor:pointer}
/* Datenschutz und Impressum – gleiche Gestaltung wie die übrigen Seiten */
.legal{max-width:760px}
.legal h1{font-size:clamp(2rem,4.2vw,3rem);margin-bottom:.6rem}
.legal h2{font-size:1.35rem;margin:2.4rem 0 .6rem}
.legal address{font-style:normal;margin:0 0 1rem;line-height:1.55}
.legal p,.legal li{max-width:66ch}
.legal ul{padding-left:20px}
.legal .updated{margin-top:2.6rem;padding-top:1rem;border-top:1px solid var(--line);color:var(--ink-3);font-size:.9rem}
.legal .toc{display:flex;flex-wrap:wrap;gap:8px 18px;margin:0 0 1rem;padding:0;list-style:none;font-size:.95rem}
.legal .toc a{text-decoration:none;color:var(--teal-deep);border-bottom:1px solid var(--line)}
/* Druck: Kopf und Menü weg, Ergebnisse bleiben lesbar */
@media print{header,footer .foot-links,.btn,.menu{display:none!important}body{background:#fff}section{padding:24px 0}.res,.panel,.card,.step,.lever{box-shadow:none}}
nav .btn{white-space:nowrap}
@media(max-width:560px){nav .btn{display:none}nav{gap:0}}